Colorado does not provide specialties in Legal Practice. Law however is like anything else,
the more you do something the better you perform. The Smith Law Firm main practice is in Bankruptcy Law.
Bankruptcy, is it right for you?
Bankruptcy no longer carries the stigma it used to. A recent article in MSN Money said
"Bankruptcy once regarded as a shameful and humiliating failure, has become an everyday fact of life: More Americans
filed for bankruptcy last year in the United States than in the entire decade of the 1960s." The article went on to say
Getting credit after a Chapter 7 liquidation filing, once a trial, is now easy for many bankrupts. Mortgage loans are
available as little as six months after bankruptcy, while many debtors report getting new credit cards before their case is even completed."
Bankruptcy is intended to be a last alternative. other options
include: consolidation loans to reduce high interest payments and allow for easier
repayment terms. Consolidation doesn't help, however, if the source of the problem
is too little income for too much debt.
This short video about bankruptcy will give you a good overview of bankruptcy. The Smith Law Firm is here to help you
with every step of the process.
The safest method is to hire an experienced lawyer to handle everything for you. This is the easiest
and safest way because you have a professional with you every step of the way. David Smith, the Lead Attorney of The Smith Law Firm, P.C.
has been practicing law for over 38 years. David has an extensive history in bankruptcy law and has handled hundreds of cases for his clients.
David offers a FREE no obligation initial consultation. During this FREE consultation he will advise on whether bankruptcy will
help you achieve what you want and need. He will explain the different types of bankruptcy and help you decide which is the best type for your situation. He will also inform you
of the different options available for you to use in filing.
The Next Best Method is the Attorney Assisted Bankruptcy.This is the most economical to file bankruptcy. This is hybrid
method that the Smith Law Firm decided initiate in response to the current economic turmoil. More and more people are out of work, working for less
wages and experiencing higher costs and frankly just don't have the funds to file bankruptcy. The law firm decided to start offering an Attorney Assisted
Bankruptcy Plan. We know that because of the financial pressures and lack of of funds more and more people are trying to file
bankruptcy on their own. This is known as Pro Se filing. The United States Bankruptcy court tells us that 81% of bankruptcy cases that were dismissed were filed by debtors who did not have
an attorney. This is a fixed flat fee program to evaluate your case, educate you in the rules of law and prepare your paperwork. He will make sure everything is in order then after you review
and sign your petition the Law Firm will file the petition for you. After that you will attend the meeting of the creditors and act as you own attorney. Since the law firm has prepared and filed
the petition we would not anticipate any problems. If any problem should occur you can retain the law firm to handle that issue.
The Third Method is to do it your self or Pro Se This method is the cheapest up front but can prove very costly
You can obtain the forms for free from the bankruptcy court and fill them out, file and represent yourself. The clerks of the court and not allowed
to give you any legal advice including telling you whether the forms are correctly filled out. The Bankruptcy Trustees are lawyers but are not representing you,
They are representing the bankruptcy court and making sure your creditors are treated fairly. Remember The United States Bankruptcy court tells us that 81% of bankruptcy cases that were dismissed were filed by debtors who did not have
an attorney. Having your case dismissed puts you right back where you started and could have other costly consequences. Some people have lost their property and lost the ability to
file again for up to 6 months.
Feel free to look around and don't hesitate to call or e-mail if you have questions that have not
been answered. We are ready to help you in any way you need assistance.
Contact us Today for a FREE Initial Consultation!
The Smith Law Firm, P.C.
David Paul Smith, Attorney At Law
3801 E. Florida Suite 400
Denver, Colorado 80210
303-991-5889
